August 25, 2011

I’m Home

Filed under: Blogging, Family, Food, Gardening, Homemaker, Sharing — holly.schwendiman @ 3:36 pm

I’m home, and you want to know how I’m certain?

And….





That’s how. :)

The ‘Reader’s Digest Condensed Version’ of the past ten weeks is 20+ hours on the mower, 60 quarts of raspberries, 20 quarts of apple preserves (so far). Yup, I’m home alright. *wink*


 

December 16, 2010

The Fine Print - Part 2

Filed under: Blogging, Business, Homemaker, Perspectives, Positive Impact, Sharing — holly.schwendiman @ 5:38 pm

With the foundation set, it’s time to bring the education players on the stage. Here’s a few lessons to share.

(These lessons apply to majority of people and homeowners in the U.S. today. If you’re lucky enough to be part of a grandfathered property and you, your ancestors and your posterity never have and never will move, pat yourself on the back and don’t bother reading the rest of this. Also, if you can buy a house outright with your own cash, you also qualify for an exemption. If you’re not part of this crowd, you probably should read this.)

Lesson #1) ‘Owning’ a home is a misnomer.
To own something signals to our minds a completeness, a finality if you will. You pay for something and then it’s yours to keep and control. To slap this description on a process that typically spans three decades is where the misnomer comes it. Until you’ve made that final payment you don’t own your home, you’re renting it. The owner is who you borrowed the money from to sign a contract allowing you to move in and become responsible for the property. Oh, and you’re also paying them for the privilege of using their money in addition to your rent. However, when it comes to maintenance and all other related costs, rest assured your ownership is immediate and complete. So what you really ‘own’ for 30 years (or until you’ve paid off your loan) is an expensive rental.

Lesson #2) The lender has one goal.
The lender’s reason for existence in this business realm is simple, they are there to make money. There are several ways for them to do this and they have several backups to protect their investment, some of which include:

  • Mortgage Insurance: This can be collected in the event you are unable/willing to make your payments.
  • Property Value: They can resell the property for it’s value price should you not fulfill your contract.
  • Government Aid: This only applies to the current housing mess, but lenders are receiving bailout money for homes in foreclosure in an effort to keep them from going bankrupt.

When you hit the grand scale of lenders that are so common in the U.S. today, there is no such thing as people and common sense. It’s all business and numbers. Programs put in place to help the people don’t work because of this truth and this single objective. Banks have every reason to foreclose on homeowners, not help them. The point of this lesson is knowing the lender is not there to help you once the contract to secure the home is signed. In fact, after that point you’re on opposing sides of the game.

Lesson #3) The home as an investment is a misnomer.
While this is the number one selling point, it is untrue for the average homeowner. The reason this sell works is because generally we are slow and lazy with no desire to do the math. By definition, an investment provides a return or pay out equal to or greater than the amount spent. Some will argue that this is where your home equity comes in as you can leverage it to borrow still more money. That’s a hollow argument to me as borrowing money isn’t the same as earning it therefore your gain isn’t on the investment or net worth side, it’s simply an expense category item used to satisfy a need or want leaving you with still more debt. The greatest irony of this is the pattern of upgrading we so readily buy into. We believe that to be happy and successful we have to keep getting more which potentially leads us to a bigger house. We fail to recognize that more equals more - more commitment, more expense, more everything. So, to qualify as an investment your home has to provide you payout for ALL the money you put into it with an additional profit above that. And here is where we fail because we don’t do the math. If you’re fortunate enough to sell a home and reap the equity, you may feel like your home was an investment. The problem is you never factor in the rest of the equation which is balancing your gain against your expenses, you simply see money that didn’t exist before. That’s a wonderful thing, also something you never consider balancing with it’s opposite which happens when a home’s value suddenly drops through the floor and you can’t sell it even if you wanted or had to. In fact, it took this experience for me to really think on balancing the equation and here’s what I discovered for myself:

$432K (30/yr, 6% on $200k -$528k if 8%)
+$60k (General guidelines say 1% of a home’s value is a good yearly estimate for routine maintenance)
+$50k (30 years of repairs and major things outside routine maintenance - I know this is low but we’re just getting a framework)
+$50k (30 years improvements - again, low but it’s just a framework)

=$592k - or an even $600k for easy math. So this is the minimum you need to receive for your home to hit the break even point - not make money. Big fail for investment math.

Now if we flip this (and I’m not a mathematician and I don’t play one on TV so this isn’t accurate, just info to get you thinking) by saving that same money you were going to spend on the home (I’m not talking the necessary payment amount here, just that excess for maintenance and such) you’d not only do a great deal to increase your net worth you’d potentially earn enough money to buy a home outright in less time than it would take you to pay for one on the “regular” plan. Especially if you invested it wisely in some compounding interest money market account. Food for thought.

Lesson #4) When things go wrong, they go terribly wrong.
The saddest lesson in home ownership has come in recent years with the mortgage industry crash. The reality is, your home isn’t worth what you paid or even what the economy says it’s worth at the time, it’s only worth what someone is willing to pay for it. And the extension of this is it’s only worth what your lender is willing to accept. To further complicate things, a big mess, like the mortgage industry created with inflated values it couldn’t support, can result in a wave of consequential changes from new programs, to new legislation. The impact is far reaching and will be felt for years to come. The things you know and understand today may not be the same tomorrow. This is also the point at which I learned how the bank is actually on an opposing side from you. See, if they chose not to accept an offer when your home is upside down, you lose and there’s nothing you can do about it. And remember all those ways listed above for a lender to make money? They all work against the buyer. The bank will make more money by refusing or messing up a short sale offer and pushing the home into foreclosure than to help the buyer resolve the debt. Oh, and conditions of need over want in regards to moving - say for a new job, they have no influence. This is all about money and you’re on the short end of the stick. The worst part of all this is learning the hard way about the instability of what you thought was sound. It’s a rude wake up call to realize that circumstances completely beyond your control can change everything and leave you helpless. In fact, it’s a rotten feeling indeed.

Yes, it’s been a wicked learning curve. While we’ve successfully navigated away from the drowning Titanic, we’re still watching helplessly on the sidelines and feeling the waves of the aftermath. But we’re fortunate, we’re fine. Our credit will be marred by circumstances beyond our control, but we don’t need it to live and enjoy life as we’ve known it. We’ve been blessed to have a great job with a terrific raise, a comfortable and nice home we’re renting, money to meet our needs/wants and the knowledge that we did everything we could regarding our home in Arizona. Most people who have lost or are losing their homes today aren’t anywhere near as fortunate. I feel for them. We’re all wiser for our experience, but it doesn’t ease the pains of weathering the storm.

There seems to be more broken about our system than works. Did you know you can’t start a short sale process until you are behind on your payments? For us that meant we had to deliberately not make a couple months of payments to qualify for the only way we could sell our home. Some suggested renting in hopes the value would increase to the point we could sell it. Unfortunately we could never rent it for anywhere near the monthly mortgage payment and a partial payment is looked on the same way as no payment. Further, the recovery time looks to be about 12 years. Two mortgage payments are out of the question, especially when one was already our limit and we moved to one of the most expensive areas in the country. So with no option, we hired a real estate agent to list the home, agreed to maintain our utilities to the property and skipped a couple months of payments. We were encouraged when the bank approved our status for the government short sale program and although that was a bugger of paperwork and red tape, the offer was submitted to the bank. All was looking great until the bank decided they wanted more money and countered asking both seller and buyer for more. That did two things, first it caused the buyer to withdraw their offer and second the added paperwork and process delayed the process. To our disappointment, the next thing we learned was that our approval had been disapproved because of timelines not met - not met because the bank delayed the process. The ray of light was that we had a second offer ready to submit and while it would be a pain to restart the application and approval process for the short sale program it could be done. Well, it was supposed to be an option until we received foreclosure notices in the mail yesterday. Now we’re told that because the process is too far into foreclosure short sale is no longer an option. Apparently, while the left hand of the bank was processing our short sale program, its right was simultaneously pursuing foreclosure procedures. I am so saddened for our good neighbors too. Our home had the potential to be inhabited with new owners and continued home care. Now I fear it will fall into a state of ugly abandonment and for absolutely no reason. While we’ve always known we’re at the complete mercy of the bank and system, it is still utterly disappointing to see it work against us.

So let’s recap. A program is devised to alleviate insurmountable challenges with relocations. Approval is granted and two offers are obtained. The first isn’t accepted and the second isn’t considered. Bank forces both credit damage and foreclosure as a result. Epic fail - definitely broken. Is there any wonder that our legal system is now littered with lawsuits over messes like this?

The fine print is something I’ll not miss again. I may never own a home again - by choice. If I do, it will be when it can truly be an investment because it’s paid for from the start. But through all this, I feel we have been truly blessed. The weight of the ball and chain are gone. The mess isn’t cleaned up yet and I have no idea how long it will take with the bank running the show, but it will eventually be cleaned up. A whole new world is open to us with these cables of home ownership keeping us anchored. Maybe we’ll end up in Spain for employment yet. Regardless of where we go in the future, the knowledge that we can, and the freedom and ability to reallocate our income to our advantage are liberating and wonderful. Life is good.

 

December 10, 2010

Admiralty Christmas

Filed under: Family, Homemaker, Organizing, Sharing — holly.schwendiman @ 12:41 pm

It’s long overdue, but I’m finally posting details about our new home in the bay area. Blake came to the bay the first week of October for an introduction to his new job and to find us a new home to move to. This was a daunting task as we only had rental images and information we could find listed online to start with. The number of times he called with a report that a place was really unappealing, super de duper small or not in an area we’d want to live in was by far the norm and disheartening. Further, time was short. However, his first visit to the Admiralty in Foster City resulted in an immediate feeling that he thought he’d found the place. Turns out he did, and the 3 bedroom, 2.5 bath, two-story condo was secured. The kids and I moved here sight unseen, which Blake will tell you had him plenty nervous (and I must add that after driving around he did very well indeed!) I have many thoughts to share on the psychology transition and shift that made this possible, but that’s a post for another day. :)

I’ll start with Foster City. For reference, we’re about half way between San Francisco and San Jose. The long bridge we’re closest to is the San Mateo bridge and it costs $5 to cross! We learned quickly you don’t want to miss your exit.
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For time reference, the San Francisco airport is about 15 minutes away. A drive to either San Jose or San Fran would take roughly 30 minutes by car.

The city sits separate from most of the surrounding area. This makes for a very small town feel and slow pace in our neck of the woods that I’ve really enjoyed. Several of the homes here are arranged on water fronts and the entire little city is connected by bridges to the surrounding area. There are just under 30,000 people, 3 elementary schools and one middle school and the culture is incredibly diverse with people from all walks of life living here. The community is packed with events, classes and activities for families. The city is beautiful.
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We live in a central location (the blue ‘Adm’ marks our location on the map below.) The Admiralty was one of the first residential buildings completed on the island in the 60s by reknown architect Edward Durrell Stone, who also designed Radio City Music Hall and the Kennedy Center. (I had to add that tidbit because it just sounds cool)
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Ironically, we live in the corner unit of the photo above. The willow tree is right off the end of our balcony. The complex is currently undergoing a major facelift so it now looks like this, which isn’t so fun to look out on. However, it’s going to look really nice when it’s done which we hope is only another 6-8 weeks away.
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All the two story condos are on the top two floors. From the photo above you can see what the size of ours looks like from the outside. The two sliding glass doors are on the main floor, one off the dining room and one off the family room and the two windows above are to our and Taylor’s bedrooms.

My only complaint about the new place is the lack of storage. The two inside closets you meet upon entering the unit have both been converted to house a washer and dryer. This is great for laundry, but stinky for storage. When you walk in the front door you look right at two doors, the one to the left is the half bath the other the washer with the family room to the left and the living/dining room to the right. The washer closet is right beside the main entry door, which you can’t quite see in the picture. Oh, also note the coat hooks I put up by the entry - that’s in place of a missing closet for storage, but it works!
closets

The kitchen and office provided some real challenges. The kitchen has cabinets but no pantry, so I had to get really creative. There is no office so I found a corner unit for my computer and a bookshelf to organize all the office papers (why do we alway have so much paper crap?!)
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The family room is very small compared to our old home, especially housing the kitchen dining set, so for now the kids are using bean bags for chairs in that room. I’m hoping to make a couple of recliner chairs fit. On the upside I can see the TV perfectly from my favorite computer corner.
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Note the conversion of the shelves into a “pantry” by the TV.

While Taylor says we live in a hotel, I think it’s starting to feel rather homey. We’ve even found places for most of the Christmas decor.
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And most importantly, we all have our own bedrooms and separate bathrooms! Yes, Blake choose well, and Christmas has found us here just as it has in every other place we’ve lived.
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And there you have it, our new life at the Admiralty.

 

November 17, 2010

The Journey

Filed under: Balance, Homemaker, Perspectives, Positive Impact, Potential, Sharing — holly.schwendiman @ 12:35 pm

It’s a lesson I have to keep teaching myself: it’s not about the destination, it’s about the journey.

Allow me to expound. I’m impatient, plain and simple. I want what I want and I want it right now. I tend to get frustrated when this plan is interrupted. Enter the lesson of the journey - the interruptions are the entire point; the very reason and way we learn from this life and all we experience here. It’s why the advice “Come what may and love it” is so choice. Easier said than done, makes this the very reason I used the word “keep” to describe my process of learning this lesson.

The amazing thing is to realize how much stress is created by the simple plan of instant gratification. I find it also feeds procrastination and failure. Here’s how: Take any project/journey and think about the end result you want. The natural instinct is to not only want it complete, perfect and finished but consequently to put off any report on progress, etc. until that point is reached. How often does that result happen? Therefore both procrastination and failure are fed by the mere anxiety to have instant, complete, perfected and finished results not to mention the level of blood pressure and stress generated around the frustration of this impossible goal.

Case in point, this month my family moved to a new state and a home. A big task to be sure, but the bigger giant is my battle against wanting so much to have everything “done” - a reality, that when examined shows that there is no such thing! Here’s the good news, several years ago I wouldn’t have been willing to post or share anything of my progress because I would have been waiting for the finished, perfected end result first. This incidentally is why my photo albums and journaling efforts fall flat.

Here’s the skinny, it’s not all done. I have several things that are awaiting the next step like purchasing some canvas boxes to help create a pantry and other storage areas for all the things I can’t quite find a spot for yet. But progress is being made. Who knows, maybe this process will even result in some posts and shares about creative ways I found to store a lot of stuff in not so much space! In the meantime I am reminding myself to smile with each step in the journey.

 

March 9, 2010

Spin Doctor

Filed under: Food, Homemaker, Sharing, Success — holly.schwendiman @ 3:46 pm

p3090009This morning I broke in my new fruit juicer attachment for my Kitchenaid. Let me tell you, “Fresh Squeezed” is NOT the same as homemade, fresh squeezed! Nothing compares to the quality, flavor and sweetness of unprocessed, fresh squeezed, orange juice. Nothing.

So, what caused me to finally break in my new spinning fruit juicer? Well, I have great neighbors, many of whom own orange trees. Suffice it to say my basket was flowing over. As I’m not great at eating fresh fruit, I needed to find a way to use them. Don’t get me wrong, I love fruit but I’m super picky about sweetness. A tart strawberry can take me off the market for even trying another one for long spell. Oranges are a gamble. A really ripe one can be sweet and totally awesome, but get a tart or bitter one and I’m right back with the signing off for a spell page.

The greatest thing about my attachment was zero learning curve. It was obvious that I just had to plug it in to the front of my Kitchenaid and tighten the holding screw to keep it in place. I did find out quickly some lubricant was necessary. So I sprayed some cooking oil on the connector:
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You can see the black lines at the top of the spinner, that’s where the spray went and instantly all the squeaks went away.

Then it was on to the juicing. I cut up 20 oranges of various sizes and held the halves up to the spinning device. I found the best speed was about 2. The seed/pulp catching tray caught the big stuff and the spinner did all the hard work.
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I filtered the first few cups into the pitcher through a mesh cloth.
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Then I got smart and put the cloth over the bowl:
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I ended up with 1 quart of juice from 20 oranges (for reference, I’d average my sizes as medium), not bad for roughly 20 minutes worth of work this morning, minus a few interruptions to get the puppy out of the flower bed. *wink*
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Looks like grapefruits and lemons are next.

Oh, and another fun tip I’ve learned and tried with success is freezing excess juice into ice cubes. You can add these to recipes and drinks to enhance flavor or cool a drink without diluting it. It’s so easy and works great.

 

February 5, 2010

Smell the Newness

Filed under: Balance, Deep Thoughts, Emotions, Gardening, Homemaker, Perspectives, Positive Impact, Potential, Sharing — holly.schwendiman @ 9:11 am

This morning I took a moment to walk through my yard and enjoy the simple pleasures; to appreciate newness, marvel at the wonder of creation and drink in the goodness of a new day. Here’s some of what I saw:

New Tomatoes Ornamental Pepper
Dill Cilantro
Stawberries Dex & Peas
Rose Bud New Rose
Fruit Trees Hard Day's Work

 

November 25, 2009

Last Minute Dinner Solutions

Filed under: Food, Homemaker, Organizing, Sharing, Success — holly.schwendiman @ 9:31 am

Yummy Pork Salad
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I love when things come together, especially after a day of the opposite happening. So I was tickled pink when last night I could pull of a truly successful dinner that was literally last minute. I’m not kidding about last and minute. It was 6:40, I’d just finished a project on the computer and no dinner started. I pulled out paper plates and threw the following together:

Baby spring salad mix
Baby spinach salad
Grated chedder cheese
Sliced mushrooms
Cooked, shredded pork
Cranberries
Fat free sun dried tomato dressing

It was splendid! It’s also very easy to customize with your favorite toppings or dressings. The key was already having the ingredients, especially the meat. Which brings me to the real purpose for this post.

Busy moms don’t have time to dilly dally in the kitchen or slave over Martha Stewart style dinners. This busy mom is always multitasking and thus needs all the help and tricks she can find to keep things moving smoothly. As a result, I’m a vigil simplifier. If there’s a way something can be simplified, I’ll find it. One of my favorite cooking and “mom chef” simplifications is using my slow cooker. Now before you go thinking I’ve put an entire recipe of multiple ingredients together for a scrumptious dinner, remember I’m a vigil simplifier and multitasker. We’re talking throw in a frozen roast before checking morning e-mail here. One of my favorites is pork loin roast with a small can of green chilies. After several hours it will start to break apart. This is the point when you can easily start shredding and pulling it apart with two forks. The meat can easily stretch through multiple meals all week long for my family of four. It seems that there’s always leftovers for quick lunches too. Here’s a few of my family’s favorite ways to make meals with the cooked meat:

Pork Tacos with corn salsa
BBQ pulled pork sandwiches
Cheesy tomato sauce with egg noodles and pork
Pork salad
Pork enchiladas
Pork and avocado sandwiches

All this comes from one pork roast thrown in a slow cooker with a small can of green chilies. There’s no prep time, no babysitting or slaving over a stove. Yet the results yield several “instant” meals later just by mixing and matching ingredients. A little BBQ sauce and you have a whole new venue, same with spaghetti sauce, and of course you can always leave it totally plain like in the tacos or on a salad.

Other things I’ve tried with success is throwing in a seasoning packet with a roast, like Lipton’s onion soup mix, etc. For a Sunday roast I’ll take the time to cut some veggies to cook with the roast, but during the week it’s a simple soup mix or more often a can of chilies, etc. The point is that once the meat is cooked you can stretch it so many ways with success and less stress.

 

October 20, 2009

Halloween Part I

Filed under: Family, Holidays, Homemaker, Memories, Sharing — holly.schwendiman @ 11:04 am

The Halloween craze continues to run rampant in our neck of the woods. On our nightly walks we see nearly as many outdoor lights and displays as we do at Christmas. It’s truly a ’spooktacular’ phenomenon. My son tells me all the time that we don’t have enough stuff on our house. But we have more than I ever thought we would. Kids have a way of helping make sure that happens. I thought we were doing pretty well, I mean we have our ghost in the tree:
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Some tombstones, a couple pumpkins, a skeleton, a witch’s broom and one of those annoying noise maker coffin boxes:
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All are accompanied by a red/orange glow from the colored bulbs in the light fixtures, and I was especially proud that my plug in jack-o-lantern worked with my plug extension twisted into the light socket directly above it. Last year he sat hidden by the door, this year he’s front and center without an extension chord. However, Taylor wasn’t so easily impressed with my engineering feat. Lucky for me, he tends to lighten up when it gets close enough to Halloween to carve and light our pumpkins. *wink*

Halloween got an early start for us this year, the first weekend of the month to be specific. Cidnie decided she wanted to find and color some Halloween coloring pages. So she went to the computer and started printing out pages to color.
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Taylor joined in the fun and then we cut them out and hung them on the mirror.
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Last week we had fun making some Halloween decorations that Grandma and Grandpa gave the kids for their birthdays. We watched some of the movie The Labyrinth while making the skeleton. I still love that movie.
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The month was already filling with Halloween things and then the cookie phantom and boo ghost landed on our door. So last night we made treats with the kids; two kinds of cookies and some chocolate dipped pretzel sticks. I was so happy with the way the cookie cutter cookies turned out that I wanted to share the recipe.

Basic Cookie Cutter Cookies

3/4 C Sugar
1/2 (1 stick) butter, softened
1 teaspoon vanilla
2 C Flour
1 teaspoon baking soda
1/2 teaspoon salt
3 tablespoons pear butter (I put in the pear butter because the mix was too crumbly. You could easily substitute apple sauce for the pear butter. :) )
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My only complaint with this fun activity in past years is the need to make copies of stuff to give with the treats. In the past, I’ve ended up making my own version to print out (I promise to get all those in their many varieties up on my file section soon) and then I give extra copies to the families we share with so they don’t have the headache. But this year, the boo ghost smartened up and came with a website address to go get the information and picture from.

I have two weeks left to figure out costumes. Cidnie wants to be the confessor from the TV show “Legend of the Seeker” and Taylor wants to be Darth Maul.
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So far I have Cidnie’s knives:
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Looks like the sewing machine will be used for more than humanitarian quilt tops! Hopefully, I’ll find enough success to want to blog it when it’s done.

So that wraps up our Halloween 2009 Part I. In a few weeks I’ll have one full of the pumpkin carving, trunk-or-treats and Halloween night parties. *wipes brow* Is it Thanksgiving yet?

 

October 1, 2009

Family Home Storage I

Filed under: Blogging, Homemaker, Organizing, Positive Impact, Potential, Sharing, Success — holly.schwendiman @ 9:30 am

Over the years, I’ve learned the value of blogging a few things - things that I think I’ll remember but find the details got hazy. Some of my best recipe creations have been lost to the haze, but as soon as I started blogging some of my successes I’ve been able to go back and find them. Technology can be a helpful and beautiful thing. Another benefit for me personally is the way it helps me track progress on goals. I love seeing posts and pictures from big projects from beginnings to end. They say a target to be hit must first be seen, well for me the motivation to keep working on those targets comes from visually being able to view and comprehend my progress. It is literally my fuel for success. So this post starts the first of many on recording my progress toward my goal of true self reliance through the principles of Family Home Storage.

First a little history to understand my perspective. I grew up hearing the importance of self-reliance and preparedness. The wise counsel of preparation has been ever present in my life, although I readily admit that I’ve been only partially vigilant in following the counsel. Instead of a full year’s supply of emergency food storage, I had a couple month’s worth. Instead of financial freedom I convinced myself I was doing great because we were always paying more than minimum on our debts as well as putting money away in several different savings and investment plans. If anyone had asked me how I felt about things at that time my story would have been laced with illusions of grandeur through rose colored glasses. My wake up call came when disaster struck in 2001 and I learned the valuable lesson of direct correlation between our level of vigilance and our survival/recovery. The good news is that we survived a serious blow of six months with no income without declaring bankruptcy. The bad news is that we only barely survived and our recovery was monumental. I seriously underestimated how quickly all those reserves would go when used. We incurred increased consumer debt used to float us through the gap of my husband securing employment. There are not words to express the feelings of helplessness, frustration and entrapment which followed the many months later as we struggled under a mountain of debt and limited resources. Looking back, I see how our partial attention to self reliance played a critical role in our surviving our own emergency, but I can also see how full attention would have provided full benefit. Things would have been different. Things would have been better.

In September I helped organize and present an evening of instruction on the very topic of Family Home Storage. Through the process, I was able to identify several things I still haven’t and should be doing for my own success in this area. The first was moving my knowledge of what I had from my cluttered head to an easier and more tangible system. So this week I took my own advice and went through all my food storage to make an inventory. I pulled things off the shelves, wrote down what I had, reorganized my supplies and then moved all that wonderful information into a spreadsheet.

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While I haven’t perfected my system, I now have a start. I organized my list into a column for checking when the item has met my 100% goal, a column for the item description followed by two columns one for “have” and the other for “need.” My goal was to quickly identify in the first column how complete my goal is, the purpose of the last column was to help me quickly determine items needing to be added to a shopping list. I broke the list out into sections that included my pantry, freezer, long term food storage and non perishable items. The goal for food is to get three months worth of usable storage and one year of long term/emergency basic food storage.

Yesterday I put my list on the door of my pantry. I added a checklist for myself and family members to write down when items are pulled and used so I know what needs replaced. I just used a large white mailing envelope to hold my list and attached a checklist on the front and a pencil.

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I’ve got a good start to my three month supply and a decent beginning to my long term storage, but I am totally lacking in drinking water and a few other non-perishables. It is recommended to have two weeks worth of drinking water for each family member. The suggestion is 3 cases of individual drinking water bottles per person for that time. That means I should have 12 cases of water bottles, I have one. So my immediate goal is to add one case of water and one package of toilet paper to each shopping trip. In our last home, I’d get caught with my pants down several times when the complex had to turn our water off for repairs. Sometimes it would last a good half to full day. I was so grateful for the inspiration to fill my empty canning bottles with water. The number of times I had to run down to my storage room to get a pint of water was many! I know the value of having usable water available.

My next immediate goal is to start tracking how quickly I use the items in my pantry. That way I’ll know what a three month supply means for me and my family. Right now it would be pure guesswork. I will also start adding that step by step application of one extra can of something here, a few pennies in the jar there, etc. I look forward to sharing photo updates of my progress on my goal. I wonder if it will look anything like the picture in my head?

 

August 18, 2009

Just Do It

I’m constantly amazed at the satisfaction and boost it is to get simple things done. I tend to think about the things that need done so often that I’ve done them at least a hundred times in my head before I actually get the job that only takes once to be done. What a waste of energy.

I’ve been learning how much easier it is to tell my kids yes instead of no and the benefits far outweigh the inconvenience. For example, a few weeks ago I was doing something when my son came to me and asked if I’d please make him his favorite cookies. My first thought was no, I’m doing something right now. But I’ve been working on retraining myself to that initial reaction by asking why not and how long will it really take, so instead I said yes. I dropped what I was working on and spent the next 15-20 minutes making him his favorite no bake, chocolate oatmeal cookies. Not only did I have a very happy boy, it saved me hours of nagging and interruptions. I went back to my previous task and completed it with a smile on my face knowing I’d taken time to do something that really mattered. If there were any doubt, my son confirmed this simple act with multiple verbal thanks that night and at bed time told me how he loved me with a hundred hearts and I was the best mom he ever had. Those moments are beyond price and they cost me only 15 minutes of readjusting my expectations. It takes so little to move mountains in the home.

Inspired with such simple successes in the kitchen I tried on a few things I’ve been putting off like baking bread from scratch and juicing fruit. I threw a new twist on my banana bread by cooking a large batch in a bunt cake pan. I’ve made several batches of homemade bread now and look forward to exploring new and different recipes. A little success goes a long way!
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I grew up with a mother who did a lot of home canning and preservation of foods. I burned her homemade bread when left on watch. I learned how to do things with her tools and I’ve put off doing similar things in my own home for the excuse that I don’t have all the same tools like her steamer juicer. But last week I picked up all those guava that fell of the tree and juiced them. It’s not hard to cook the fruit until tender and create a makeshift drainer. I used my strainer over a bowl and one of my old flour sack dish towels to strain and squeeze the cooked fruit.
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I have fruit in bottles in my fridge for immediate use and ice cubes for future use. I can’t tell you how this simple thing lifted my spirits compared to last year’s efforts of picking them up, keeping them on the counter for a few days and eventually throwing the spoiled fruit away.

Other tasks are easier to see and therefore procrastinate, like my floors. With a little unplanned motivation last week I steam cleaned my family room carpet which led to finishing the job on the tile. Have I mentioned how much I love my steamers? Or how much I love seeing the ‘after’ clean from the ‘before’ dirt?
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This Saturday, I’ll drop off what feels like a garage full of bags and boxes from the deep clean of forbidden closets and corners of my home. It’s so nice to feel the space and organization when all the clutter is gone.
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Little by little things are getting done and that’s my whole point. It doesn’t have to be a marathon event or everything done at one time. Just taking the few minutes here and there to do one thing that’s needing done or bugging you can do so much for your self esteem and motivation. I’ve only recently been let in on the great secret that it’s never done. So I’m not worrying anymore about getting everything ‘done’, I’m focusing instead on completing a few tasks when they come up. There’s much to be said for obtaining balance with this mentality from making cookies to playing a game or reading a story with your kids to clearing out that one junk drawer that’s taking over to preserving instead of throwing out the fruit you didn’t get to before it over ripened. I no longer look at my calendar to see everything I have to get done this week or this month. The lists are taking a much needed sabbatical and I’m retraining myself to keep the little things little, but important enough to get done. I wish I could put into words how amazed I constantly am at how much more I get done and how little time it takes to do most things. At the end of the day I’m learning the value of the lesson to just do it!

 

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